21st Mortgage Corporation
Full-service lender specializing in manufactured and mobile home financing—strong when the loan is structured around the home itself.
May work with buyers who have limited credit history in some cases; terms up to 30 years.
Interest rates
- Typical range: 6.35% – 11.99%
- Depends on credit profile and loan structure
- Home type, placement, and occupancy affect approval
Down payment
- As low as 0% for qualified buyers
- Typical range: 5% – 35%
- Investment properties often 20% minimum
- Cash, trade, or land equity may be used